Senate Committee of Reference Report

Committee on Local Government & Housing

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February 26, 2026

After consideration on the merits, the Committee recommends the following:

SB26-040     be amended as follows, and as so amended, be referred to the Committee of the Whole with favorable recommendation:

Page 1, Line 1Amend printed bill, page 2, after line 1 insert:

Page 1, Line 2"SECTION 1. In Colorado Revised Statutes, 29-32-103, amend

Page 1, Line 3(1)(a) as follows:

Page 1, Line 429-32-103.  Transfers of money - permitted uses of the fund -

Page 1, Line 5continuous appropriation.

Page 1, Line 6(1) (a)  The affordable housing support fund is hereby created in

Page 1, Line 7the state treasury. The support fund consists of money deposited into it

Page 1, Line 8under subsections (1)(b)(II) and (3) of this section, and under sections

Page 1, Line 929-32-104 (3)(a.5)(II) and 29-32-104 (3)(a.5)(III). The division of

Page 1, Line 10housing shall administer the support fund and expend the money in the

Page 1, Line 11support fund only for the purposes set forth in section 29-32-104 (3)(a),

Page 1, Line 12(3)(a.5), and (3)(b). The division of local government in the department

Page 1, Line 13of local affairs created in section 24-32-103 shall expend the money in the

Page 1, Line 14support fund only for the purposes set forth in section 29-32-104 (3)(c).

Page 1, Line 15Except as otherwise provided in subsection (1)(b) of this section, all

Page 1, Line 16money not expended or encumbered, and all interest earned on the

Page 1, Line 17investment or deposit of money in the support fund, remains in the

Page 1, Line 18support fund and does not revert to the general fund or any other fund at

Page 1, Line 19the end of any fiscal year. Except as otherwise provided in subsections

Page 1, Line 20(1)(b) and (1)(c) of this section and section 29-32-104 (3)(b)(II), all

Page 1, Line 21money transferred to the support fund pursuant to subsection (3) of this

Page 1, Line 22section and section 29-32-104 (3)(a.5) is continuously appropriated to

Page 1, Line 23the division of housing for the purposes set forth in section 29-32-104

Page 1, Line 24(3)(a), (3)(a.5), including for the payment of administrative

Page 1, Line 25expenses of the program created in section 29-32-104 (3)(a.5), and

Page 1, Line 26(3)(b) and, to the extent allocated by the division of housing, to the

Page 1, Line 27division of local government for the purposes set forth in section

Page 2, Line 129-32-104 (3)(c).".

Page 2, Line 2Renumber succeeding sections accordingly.

Page 2, Line 3Page 2, line 2, after "amend" insert "(1)(a) and".

Page 2, Line 4Page 2, line 3 strike "(3)(a)" and substitute "(3)(a); and add (3)(a.5)".

Page 2, Line 5Page 3, after line 1 insert:

Page 2, Line 6"(1)  The office shall contract with the administrator. The office

Page 2, Line 7may select an administrator without a competitive procurement process

Page 2, Line 8but shall announce the contract opening publicly and select the

Page 2, Line 9administrator in a meeting that is open to the public, no less than

Page 2, Line 10seventy-two hours after notice of such meeting is publicly available. No

Page 2, Line 11single contract may exceed five years in duration. Upon the expiration of

Page 2, Line 12any contract term, the office may renew the contract with the same

Page 2, Line 13administrator or may select another administrator. The administrator

Page 2, Line 14selected by the office shall expend the money transferred to the financing

Page 2, Line 15fund in section 29-32-103 (2) that the administrator receives from the

Page 2, Line 16office to support the following programs only:

Page 2, Line 17(a)  A land banking program to be administered by the

Page 2, Line 18administrator. The program shall provide grants to local governments and

Page 2, Line 19tribal governments and loans to non-profit organizations with a

Page 2, Line 20demonstrated history of providing affordable housing to acquire and

Page 2, Line 21preserve land for the development of affordable housing. For purposes of

Page 2, Line 22this subsection (1)(a), "affordable housing" means rental housing that has

Page 2, Line 23a designated imputed income limit by household size not to exceed sixty

Page 2, Line 24percent of the area median income as established by the United States

Page 2, Line 25Department of Housing and Urban Development and published by the

Page 2, Line 26department or a statewide political subdivision or authority on housing,

Page 2, Line 27and regulated units in the project must have a gross rent limit that does

Page 2, Line 28not exceed thirty percent of the imputed income limitation applicable to

Page 2, Line 29the units and for-sale housing that could be purchased by a household

Page 2, Line 30with an annual income of at or below one hundred twenty percent of the

Page 2, Line 31area median income. Mixed use development is an allowable use of land

Page 2, Line 32purchased under this program if the predominant use of the land is

Page 2, Line 33affordable housing. Loans made by the program shall be forgiven if land

Page 2, Line 34acquired with the assistance of the program is properly zoned with an

Page 2, Line 35active plan for the development of affordable housing within 5 years of

Page 2, Line 36date the loan is made and if the development is permitted and funded

Page 2, Line 37within 10 years. The lender and borrower may establish additional terms

Page 2, Line 38if needed. If land acquired with the assistance of the program is not

Page 3, Line 1developed within the timeline above, the loan must be repaid, with

Page 3, Line 2interest, as soon as practical, but not more than six months after

Page 3, Line 3expiration of said timeline, unless the office agrees to extend all or a

Page 3, Line 4portion of the timeline in its reasonable discretion. Land acquired with the

Page 3, Line 5assistance of the program that is not developed within the timeline above

Page 3, Line 6may be used by the owner for any purpose upon payment of the loan with

Page 3, Line 7interest or, in exchange for a waiver of interest, conveyed to a state

Page 3, Line 8agency or other entity for the development of affordable housing with the

Page 3, Line 9approval of the administrator. All principal and interest payments on

Page 3, Line 10loans made under this paragraph (a) subsection (1)(a) shall be paid to

Page 3, Line 11the administrator and used by the administrator for the purposes set forth

Page 3, Line 12in this subsection (1). As determined by the administrator, a minimum of

Page 3, Line 1315% and a maximum of 25% of monies transferred to the financing fund

Page 3, Line 14annually may be used for the program. The administrator may utilize the

Page 3, Line 15funds it receives from the office for the program to pay for the costs of

Page 3, Line 16administering the program; except that the total combined annual

Page 3, Line 17administrative expenditures of money from the financing fund by the

Page 3, Line 18administrator and the office shall not exceed two percent of the funds the

Page 3, Line 19administrator receives from the office for the program for the state fiscal

Page 3, Line 20year.".

Page 3, Line 21Page 3, line 18, strike "income." and substitute "income. income; except

Page 3, Line 22that the cost of the monthly housing payment must not be

Page 3, Line 23considered when providing homeowners with assistance for home

Page 3, Line 24rehabilitation.".

Page 3, Line 25Page 3, line 22, after "to" insert "either one hundred twenty percent

Page 3, Line 26of the area median income of households of that size in the

Page 3, Line 27territory or jurisdiction of a local government or tribal

Page 3, Line 28government in which the households are located, or".

Page 3, Line 29Page 4, line 4, after "income." insert "The area median income

Page 3, Line 30election described in this subsection (3)(a)(I) must be made at the

Page 3, Line 31beginning of the assistance agreement and must not be revoked

Page 3, Line 32or changed until the end of the assistance agreement.".

Page 3, Line 33Page 4, line 8, after "hundred" insert "twenty".

Page 3, Line 34Page 5, after line 4, insert:

Page 3, Line 35"(3) (a.5)  An affordable homeownership program that

Page 3, Line 36makes construction loans or enables loan guarantees to

Page 3, Line 37eligible organizations for project development.

Page 4, Line 1(I)  The term of any loan made pursuant to this subsection

Page 4, Line 2(3)(a.5) must not exceed twenty-four months and must not be

Page 4, Line 3renewed or reissued for the same project.

Page 4, Line 4(II)  All principal payments on any loan made pursuant to

Page 4, Line 5this subsection (3)(a.5) shall be paid to the division, which shall

Page 4, Line 6deposit the money in the state affordable housing support fund,

Page 4, Line 7created in section 29-32-103 (1)(a), and the money must be used to

Page 4, Line 8further the purposes of subsections (3)(a) or (3)(b) of this

Page 4, Line 9section.

Page 4, Line 10(III)  All interest payments and fees paid on loans or loan

Page 4, Line 11guarantees made pursuant to this subsection (3)(a.5) shall be

Page 4, Line 12paid to the division, which shall deposit the money in the state

Page 4, Line 13affordable housing support fund, created in section 29-32-103

Page 4, Line 14(1)(a), and the money must be used by the division for the

Page 4, Line 15administration of the program created in this subsection (3)(a.5).

Page 4, Line 16The cumulative interest or fees charged on loans or loan

Page 4, Line 17guarantees that are collected by the division must not

Page 4, Line 18substantially exceed the cost of administration of this

Page 4, Line 19subsection (3)(a.5).

Page 4, Line 20(IV)  The division shall determine how much of the

Page 4, Line 21available funding from the state affordable housing support

Page 4, Line 22fund shall be allocated to the program described in this

Page 4, Line 23subsection (3)(a.5), but shall not reduce funding for the

Page 4, Line 24programs described in subsections (3)(a) or (3)(b) of this section

Page 4, Line 25to support the program described in this subsection (3)(a.5).".

Page 4, Line 26Page 6, line 12, strike "(a)".

Page 4, Line 27Page 6, line 14, strike "income, an eligible" and substitute "income,".

Page 4, Line 28Page 6, strike lines 15 through 27.

Page 4, Line 29Page 7, strike lines 1 through 25 and substitute "the division may

Page 4, Line 30approve an eligible organization's".

Page 4, Line 31Page 8, strike lines 1 through 22 and substitute "29-32-104 (3)(a). The

Page 4, Line 32six-month marketing period specified in subsection (3)(c)(II) of

Page 4, Line 33this section does not apply to the process described in this

Page 4, Line 34subsection (3).".

Page 4, Line 35Renumber succeeding subsection accordingly.

Page 4, Line 36Page 8, line 26, after "project." insert "The division has the

Page 5, Line 1authority to rent or allow the rental of a residential unit

Page 5, Line 2constructed as part of the project.".

Page 5, Line 3Page 9, line 2, strike "project." and substitute "project and develop a

Page 5, Line 4process to return rented units to the for-sale market.".

Page 5, Line 5Page 9, after line 2 insert:

Page 5, Line 6"(c)  A homeowner may rent a unit funded pursuant to

Page 5, Line 7section 29-32-104 (3)(a) as long as the unit remains their primary

Page 5, Line 8residence.".