A Bill for an Act
Page 1, Line 101Concerning automobile insurance coverage for the
Page 1, Line 102replacement of a child restraint system.
Bill Summary
(Note: This summary applies to this bill as introduced and does not reflect any amendments that may be subsequently adopted. If this bill passes third reading in the house of introduction, a bill summary that applies to the reengrossed version of this bill will be available at http://leg.colorado.gov.)
The bill requires an insurer that issues or renews an automobile insurance policy to include coverage for the replacement of a child restraint system that sustains damage during a vehicle accident to which the coverage is applicable.
Page 2, Line 1Be it enacted by the General Assembly of the State of Colorado:
Page 2, Line 2SECTION 1. In Colorado Revised Statutes, add 10-4-644 as follows:
Page 2, Line 310-4-644. Child restraint system - insurance coverage -
Page 2, Line 4definition. (1) Each insurer that issues or renews a policy
Page 2, Line 5pursuant to this part 6 shall include in the coverage the
Page 2, Line 6replacement cost of a child restraint system that sustains
Page 2, Line 7damage during a motor vehicle accident to which the coverage in the policy is applicable.
Page 2, Line 8(2) As used in this section, "child restraint system" has the meaning set forth in section 42-4-236 (1)(a.5).
Page 2, Line 9SECTION 2. Act subject to petition - effective date -
Page 2, Line 10applicability. (1) This act takes effect January 1, 2026; except that, if a
Page 2, Line 11referendum petition is filed pursuant to section 1 (3) of article V of the
Page 2, Line 12state constitution against this act or an item, section, or part of this act
Page 2, Line 13within the ninety-day period after final adjournment of the general
Page 2, Line 14assembly, then the act, item, section, or part will not take effect unless
Page 2, Line 15approved by the people at the general election to be held in November
Page 2, Line 162026 and, in such case, will take effect on the date of the official declaration of the vote thereon by the governor.
Page 2, Line 17(2) This act applies to automobile insurance policies issued or renewed on or after the applicable effective date of this act.