House Committee of Reference Report

Committee on Health & Human Services

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February 10, 2026

After consideration on the merits, the Committee recommends the following:

HB26-1002   be amended as follows, and as so amended, be referred to the Committee on Appropriations with favorable recommendation:

Page 1, Line 1Amend printed bill, strike everything below the enacting clause and

Page 1, Line 2substitute:

Page 1, Line 3"SECTION 1.  In Colorado Revised Statutes, 10-16-704, add

Page 1, Line 4(15.5) as follows:

Page 1, Line 510-16-704.  Network adequacy - required disclosures - balance

Page 1, Line 6billing - rules - legislative declaration - definitions.

Page 1, Line 7(15.5) (a)  Beginning January 1, 2027, at least once every

Page 1, Line 8twelve months, a carrier shall confirm the network

Page 1, Line 9participation of a mental health provider, substance use

Page 1, Line 10provider, or psychiatric nurse, as the terms are defined in

Page 1, Line 11section 10-16-705.7, who has not submitted a claim in the

Page 1, Line 12preceding twelve months or has otherwise communicated with

Page 1, Line 13the carrier in a manner evidencing the provider's intent to

Page 1, Line 14continue participating in the carrier's network and for whom no

Page 1, Line 15change in provider status is reported by a centralized national

Page 1, Line 16provider database that collects, standardizes, and maintains

Page 1, Line 17provider credentialing and practice information.

Page 1, Line 18(b)  The carrier shall contact the provider, or the

Page 1, Line 19provider's designated notice contact identified in the provider's

Page 1, Line 20contract agreement with the carrier, by mail or the electronic

Page 1, Line 21means that the carrier traditionally uses to communicate with

Page 1, Line 22providers in the carrier's provider network to confirm the

Page 1, Line 23provider's intent to continue participating in the carrier's

Page 1, Line 24provider network and to inquire whether the provider is

Page 1, Line 25accepting new patients. If, based on the provider's feedback, the

Page 1, Line 26provider's information needs to be updated in the carrier's

Page 1, Line 27provider network directories, the carrier must update its

Page 2, Line 1carrier's provider network directories, as necessary, within five

Page 2, Line 2business days after contacting the provider.

Page 2, Line 3(c)  If the provider fails to respond to a carrier's inquiry

Page 2, Line 4within thirty days after the carrier contacts or attempts to

Page 2, Line 5contact the provider or the provider's designated notice

Page 2, Line 6contact identified in the provider's contract agreement with the

Page 2, Line 7carrier, the carrier shall mail a follow-up request to the

Page 2, Line 8provider by certified mail, return receipt requested, or the

Page 2, Line 9electronic means that the carrier traditionally uses to

Page 2, Line 10communicate with providers in the carrier's provider network.

Page 2, Line 11If the provider fails to respond to the carrier's follow-up

Page 2, Line 12request within thirty days after receipt of the request, the

Page 2, Line 13carrier must remove the provider from its carrier provider

Page 2, Line 14network and update its carrier's provider network directories,

Page 2, Line 15as necessary, within five business days after the expiration of

Page 2, Line 16the thirty-day period.

Page 2, Line 17SECTION 2.  In Colorado Revised Statutes, 10-16-705.7, amend

Page 2, Line 18(1)(a), (1)(b), (1)(d), (1)(j), (2)(c), (5), (6) introductory portion, (6)(b),

Page 2, Line 19(8)(a) introductory portion, (8)(a)(II), (8)(b), (8)(c), (9), (9.5), and (10);

Page 2, Line 20and add (1)(g.5), (1)(g.9), (1)(h.2), (1)(i.5), (1)(i.7), (1)(k), and (9.7) as

Page 2, Line 21follows:

Page 2, Line 2210-16-705.7.  Timely credentialing of providers by carriers -

Page 2, Line 23notice of receipt required - notice of incomplete applications required

Page 2, Line 24- delegated credentialing agreements - discrepancies - denials of

Page 2, Line 25claims prohibited - disclosures - recredentialing - enforcement - rules

Page 2, Line 26- definitions.

Page 2, Line 27(1)  As used in this section, unless the context otherwise requires:

Page 2, Line 28(a)  "Applicant" means a physician, mental health provider,

Page 2, Line 29substance use provider, or psychiatric nurse who submits an

Page 2, Line 30application to a carrier to become a participating physician provider in

Page 2, Line 31the carrier's provider network.

Page 2, Line 32(b)  "Application" means an applicant's application to become

Page 2, Line 33credentialed by a carrier as a participating physician provider in at least

Page 2, Line 34one of the carrier's provider networks.

Page 2, Line 35(d)  "Credentialing" or "credential" means the process by which a

Page 2, Line 36carrier or its designee collects information concerning an applicant;

Page 2, Line 37assesses whether the applicant satisfies the relevant licensing, education,

Page 2, Line 38and training requirements to become a participating physician provider;

Page 2, Line 39verifies the assessment; and approves or disapproves the applicant's

Page 2, Line 40application.

Page 2, Line 41(g.5)  "Mental health provider" means a mental health

Page 2, Line 42entity licensed pursuant to article 1.5 of title 25 or mental

Page 2, Line 43health professional licensed or certified pursuant to article 245

Page 3, Line 1of title 12, except for unlicensed psychotherapists regulated

Page 3, Line 2pursuant to article 245 of title 12.

Page 3, Line 3 (g.9)  "Participating mental health provider, substance

Page 3, Line 4use provider, or psychiatric nurse" means a mental health

Page 3, Line 5provider, substance use provider, or psychiatric nurse who is

Page 3, Line 6credentialed by a carrier or its designee to provide health-care

Page 3, Line 7items or services to covered persons in at least one of the

Page 3, Line 8carrier's provider networks.

Page 3, Line 9(h.2)  "Participating provider" means a participating

Page 3, Line 10physician or a participating mental health provider, substance

Page 3, Line 11use provider, or psychiatric nurse.

Page 3, Line 12(i.5)  "Pre-licensed provider" means a "registrant" as

Page 3, Line 13defined in section 12-245-202.

Page 3, Line 14(i.7)  "Psychiatric nurse" means a registered professional

Page 3, Line 15nurse, as defined in section 12-255-104, who, by virtue of

Page 3, Line 16postgraduate education and additional nursing preparation, has

Page 3, Line 17gained knowledge, judgment, and skill in psychiatric or mental

Page 3, Line 18health nursing.

Page 3, Line 19(j)  "Recredentialing" or "recredential" means the process by which

Page 3, Line 20a carrier or its designee confirms that a participating physician provider

Page 3, Line 21is in good standing and continues to satisfy the carrier's requirements for

Page 3, Line 22participating physicians providers.

Page 3, Line 23(k)  "Substance use disorder provider" means a mental

Page 3, Line 24health entity licensed pursuant to article 1.5 of title 25 that

Page 3, Line 25specializes in treating substance use disorders or a mental

Page 3, Line 26health professional licensed or certified pursuant to article 245

Page 3, Line 27of title 12 who specializes in treating substance use disorders,

Page 3, Line 28except for unlicensed psychotherapists regulated pursuant to

Page 3, Line 29article 245 of title 12.

Page 3, Line 30(2) (c)  If a carrier receives a completed application but fails to

Page 3, Line 31provide the applicant a receipt in written or electronic form within seven

Page 3, Line 32calendar days after receiving the completed application, as required by

Page 3, Line 33subsection (2)(a) of this section, the carrier shall consider the applicant

Page 3, Line 34a participating physician provider, effective no later than fifty-three

Page 3, Line 35calendar days following the carrier's receipt of the application.

Page 3, Line 36(5)  A carrier shall correct discrepancies in its provider or network

Page 3, Line 37directory within thirty calendar days after receiving a report of the

Page 3, Line 38discrepancy from a the participating physician provider. A participating

Page 3, Line 39physician provider shall notify a carrier by mail or the electronic

Page 3, Line 40means that the carrier traditionally uses to communicate with

Page 3, Line 41the providers in the carrier's provider network of any change in

Page 3, Line 42the physician's provider's name, address, telephone number, business

Page 3, Line 43structure, or tax identification number within fifteen business days after

Page 4, Line 1making the change.

Page 4, Line 2(6)  A carrier may shall not deny a claim for a medically

Page 4, Line 3necessary covered service provided to a covered person if the service:

Page 4, Line 4(b)  Is provided by a participating physician provider who is in

Page 4, Line 5the carrier's provider network for the carrier's health coverage plan and

Page 4, Line 6has concluded the carrier's credentialing process.

Page 4, Line 7(8) (a)  A carrier or its designee may recredential a participating

Page 4, Line 8physician provider if such recredentialing is:

Page 4, Line 9(II)  Permitted by the carrier's contract with the participating

Page 4, Line 10physician provider.

Page 4, Line 11(b)  A carrier shall not require a participating physician provider

Page 4, Line 12to submit an application or participate in a contracting process in order to

Page 4, Line 13be recredentialed.

Page 4, Line 14(c)  Nothing in This subsection (8) affects does not affect the

Page 4, Line 15contract termination rights of a carrier or a participating physician

Page 4, Line 16provider.

Page 4, Line 17(9)  Except as described in subsection (8) of this section and as

Page 4, Line 18may be provided in a contract between a carrier and a participating

Page 4, Line 19physician provider, a carrier shall allow a participating physician

Page 4, Line 20provider to remain credentialed and include the participating physician

Page 4, Line 21provider in the carrier's health coverage plan provider network unless

Page 4, Line 22the carrier discovers information indicating that the participating

Page 4, Line 23physician provider no longer satisfies the carrier's guidelines for

Page 4, Line 24participation, in which case the carrier shall satisfy the requirements

Page 4, Line 25described in section 10-16-705 (5) before terminating the participating

Page 4, Line 26physician's provider's participation in the carrier's provider network.

Page 4, Line 27(9.5)  A carrier shall not refuse to credential an applicant or

Page 4, Line 28terminate a participating physician's provider's participation in a

Page 4, Line 29carrier's provider network based solely on the applicant's or

Page 4, Line 30participating physician's provider's provision of, or assistance in the

Page 4, Line 31provision of, a legally protected health-care activity, as defined in section

Page 4, Line 3212-30-121 (1)(d), in this state, so long as the care provided did not violate

Page 4, Line 33Colorado law.

Page 4, Line 34(9.7) (a) A carrier shall reimburse a participating mental

Page 4, Line 35health provider, substance use provider, or psychiatric nurse

Page 4, Line 36for covered medically necessary treatment, as defined in

Page 4, Line 37section 10-16-104 (5.5)(d)(IV), furnished by a pre-licensed

Page 4, Line 38provider who is under the supervision of the participating

Page 4, Line 39mental health provider, substance use provider, or psychiatric

Page 4, Line 40nurse who has satisfied all required supervision rules and

Page 4, Line 41criteria.

Page 4, Line 42(b)  If a health benefit plan offers out-of-network

Page 4, Line 43benefits, the carrier must reimburse the covered person for

Page 5, Line 1covered medically necessary treatment, as defined in section

Page 5, Line 210-16-104 (5.5)(d)(IV), that is provided by an out-of-network

Page 5, Line 3pre-licensed provider under the supervision of a

Page 5, Line 4nonparticipating mental health provider, substance use

Page 5, Line 5provider, or psychiatric nurse in accordance with the terms of

Page 5, Line 6coverage applicable to nonparticipating providers under the

Page 5, Line 7health benefit plan as long as the supervising provider submits

Page 5, Line 8documentation evidencing the supervision.

Page 5, Line 9(10)  The commissioner shall enforce this section and may

Page 5, Line 10promulgate such adopt rules as are necessary for the implementation of

Page 5, Line 11to implement this section. Upon receiving more than one complaint

Page 5, Line 12from an applicant or a participating physician provider alleging a

Page 5, Line 13violation of this section by a carrier, the commissioner shall investigate

Page 5, Line 14the complaints. A carrier that fails to comply with this section or with any

Page 5, Line 15rules adopted pursuant to this section is subject to such civil penalties as

Page 5, Line 16that the commissioner may order pursuant to section 10-1-310.

Page 5, Line 17SECTION 3.  In Colorado Revised Statutes, 12-245-404, amend

Page 5, Line 18(2)(c) as follows:

Page 5, Line 1912-245-404.  Qualifications - examination - licensure and

Page 5, Line 20registration - rules.

Page 5, Line 21(2)  The board shall license as a licensed clinical social worker a

Page 5, Line 22person who files an application, in a form and manner required by the

Page 5, Line 23board, submits the fee required by the board pursuant to section

Page 5, Line 2412-245-205, and submits evidence satisfactory to the board that the

Page 5, Line 25applicant:

Page 5, Line 26(c)  Has practiced social work for at least two years under the

Page 5, Line 27virtual or in-person supervision of a licensed clinical social worker or

Page 5, Line 28other person with equivalent experience as determined by the board,

Page 5, Line 29which practice includes training and work experience in the area of

Page 5, Line 30clinical social work practice and includes at least three thousand

Page 5, Line 31hours of practice; and

Page 5, Line 32SECTION 4.  Act subject to petition - effective date. This act

Page 5, Line 33takes effect at 12:01 a.m. on the day following the expiration of the

Page 5, Line 34ninety-day period after final adjournment of the general assembly (August

Page 5, Line 3512, 2026, if adjournment sine die is on May 13, 2026); except that, if a

Page 5, Line 36referendum petition is filed pursuant to section 1 (3) of article V of the

Page 5, Line 37state constitution against this act or an item, section, or part of this act

Page 5, Line 38within such period, then the act, item, section, or part will not take effect

Page 5, Line 39unless approved by the people at the general election to be held in

Page 5, Line 40November 2026 and, in such case, will take effect on the date of the

Page 5, Line 41official declaration of the vote thereon by the governor.".