Senate Committee of Reference Report

Committee on Business, Labor, & Technology

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April 10, 2025

After consideration on the merits, the Committee recommends the following:

SB25-277     be amended as follows, and as so amended, be referred to the Committee of the Whole with favorable recommendation and with a recommendation that it be placed on the consent calendar:

Page 1, Line 1Amend printed bill, page 2, strike lines 2 and 3 and substitute:

Page 1, Line 2"SECTION 1.  In Colorado Revised Statutes, amend 10-11-201

Page 1, Line 3as follows:

Page 1, Line 410-11-201.  Title insurance advisory group - meetings -

Page 1, Line 5response by commissioner - subject to review - repeal. (1)  There is

Page 1, Line 6hereby created in the division the title insurance commission Twice each

Page 1, Line 7year, the commissioner shall hold a meeting of representatives

Page 1, Line 8of the title insurance industry, who are referred to in this

Page 1, Line 9section as the "title insurance advisory group" or "advisory

Page 1, Line 10group". The commission advisory group is an advisory body to the

Page 1, Line 11commissioner concerning the promotion of fair competition,

Page 1, Line 12consumer protection, and regulatory compliance in matters of

Page 1, Line 13title insurance. Nothing in this section divests the commissioner of his or

Page 1, Line 14her the commissioner's authority to regulate the business of insurance.

Page 1, Line 15(2) (a)  The commission consists of nine members appointed by the

Page 1, Line 16governor as follows:

Page 1, Line 17(I)  Three members shall be employees of title insurance

Page 1, Line 18companies with the following qualifications:

Page 1, Line 19(A)  Each shall be a licensed employee of a title insurance

Page 1, Line 20company with not less than five years' experience in title insurance

Page 1, Line 21business;

Page 1, Line 22(B)  At least one shall be a representative of a title insurance

Page 1, Line 23company that has net admitted assets of five hundred million dollars or

Page 1, Line 24more; and

Page 1, Line 25(C)  At least one shall be a representative of a title insurance

Page 1, Line 26company that has net admitted assets of less than five hundred million

Page 2, Line 1dollars.

Page 2, Line 2(II)  Three members shall be employees of a title insurance agent

Page 2, Line 3with the following qualifications:

Page 2, Line 4(A)  Each shall be a resident licensed title insurance agent with not

Page 2, Line 5less than five years' experience in title insurance business in Colorado;

Page 2, Line 6and

Page 2, Line 7(B)  To the greatest extent possible the commission shall reflect

Page 2, Line 8the geographic diversity of the state and have representation from

Page 2, Line 9members who reside or have their principal place of business within a

Page 2, Line 10standard metropolitan statistical area and members who reside or whose

Page 2, Line 11principal place of business is outside a standard metropolitan statistical

Page 2, Line 12area.

Page 2, Line 13(III)  Three members shall represent the public at large, shall be

Page 2, Line 14residents of Colorado, and shall not be engaged in the business of title

Page 2, Line 15insurance. At least one of the three public at large members shall reside

Page 2, Line 16outside a standard metropolitan statistical area.

Page 2, Line 17(b)  No more than one member of the commission may be

Page 2, Line 18appointed from a single company or an affiliate or subsidiary of a

Page 2, Line 19company.

Page 2, Line 20(c) (I)  The terms of the members are for four years; except that the

Page 2, Line 21terms shall be staggered so that no more than five members' terms expire

Page 2, Line 22in the same year. Members shall serve a maximum of two consecutive

Page 2, Line 23terms.

Page 2, Line 24(II)  If a commission member's employment or license status

Page 2, Line 25changes during the member's term so that the member is no longer

Page 2, Line 26qualified to serve on the commission, or upon the death, resignation,

Page 2, Line 27removal, or incapacity of any member of the commission, the governor

Page 2, Line 28shall appoint a member to fill out the unexpired term. The members of the

Page 2, Line 29commission serve at the pleasure of the governor.

Page 2, Line 30(d)  Members of the commission are not employees of the division

Page 2, Line 31and shall not receive compensation for service on the commission; except

Page 2, Line 32that a member may be reimbursed for mileage in excess of fifty miles

Page 2, Line 33from their principal place of business or residence to attend commission

Page 2, Line 34meetings.

Page 2, Line 35(e)  Members of the commission shall annually select one member

Page 2, Line 36to serve as chair.

Page 2, Line 37(f)  The chair of the commission may call meetings as necessary

Page 2, Line 38and may call additional meetings:

Page 2, Line 39(I)  At the chair's discretion;

Page 2, Line 40(II)  Upon request of the commissioner; or

Page 2, Line 41(III)  Upon the written request of three or more members.

Page 2, Line 42(g)  The commission shall meet no less than four times per year

Page 2, Line 43and may meet no more than eight times per year.

Page 3, Line 1(h)  Six members shall constitute a quorum for the transaction of

Page 3, Line 2business. The action of a majority of the members when a quorum is

Page 3, Line 3present is the action of the commission.

Page 3, Line 4(i)  The division shall aid in the administration of the commission.

Page 3, Line 5The division may increase expenditures by no more than fifty thousand

Page 3, Line 6dollars for this purpose, but may direct existing appropriations available

Page 3, Line 7to the division pursuant to section 10-3-207 (1)(f)(I) to contribute to the

Page 3, Line 8implementation of the commission.

Page 3, Line 9(j)  All meetings of the commission shall be open to the public

Page 3, Line 10pursuant to part 4 of article 6 of title 24, C.R.S. The records of the

Page 3, Line 11commission and its members shall be subject to the requirements of part

Page 3, Line 122 of article 72 of title 24, C.R.S.

Page 3, Line 13(2)  Meetings of the advisory group must be open to the

Page 3, Line 14public, and any member of the public may participate in a

Page 3, Line 15meeting.

Page 3, Line 16(3)  Members of the title insurance advisory group are not

Page 3, Line 17employees of the division and shall not receive compensation for

Page 3, Line 18service on the advisory group.

Page 3, Line 19(4)  The commissioner shall hold the first meeting of the

Page 3, Line 20title insurance advisory group on or before January 31 each

Page 3, Line 21year, and the commissioner shall hold the second meeting of the

Page 3, Line 22advisory group on or after June 1, but before August 1, each

Page 3, Line 23year unless an alternate time is proposed and accepted by the

Page 3, Line 24commissioner.

Page 3, Line 25(5)  The commissioner or the commissioner's designee shall

Page 3, Line 26attend each of the two regular meetings described in subsection

Page 3, Line 27(4) of this section. Advisory group members may conduct

Page 3, Line 28additional meetings as the commissioner deems appropriate.

Page 3, Line 29(6)  The commissioner shall respond in writing to formal

Page 3, Line 30written proposals or recommendations presented to the

Page 3, Line 31commissioner by the title insurance advisory group at a meeting.

Page 3, Line 32(7)  This section is repealed, effective September 1, 2029.

Page 3, Line 33Before the repeal, the advisory group is scheduled for review in

Page 3, Line 34accordance with section 2-3-1203.

Page 3, Line 35SECTION 2.  In Colorado Revised Statutes, repeal 10-11-202

Page 3, Line 36and 10-11-203.

Page 3, Line 37SECTION 3.  In Colorado Revised Statutes, 2-3-1203, repeal

Page 3, Line 38(16)(a)(II); and add (20)(a)(X) as follows:

Page 3, Line 392-3-1203.  Sunset review of advisory committees - legislative

Page 3, Line 40declaration - definition - repeal. (16) (a)  The following statutory

Page 3, Line 41authorizations for the designated advisory committees will repeal on

Page 3, Line 42September 1, 2025:

Page 3, Line 43(II)  The title insurance commission created in part 2 of article 11

Page 4, Line 1of title 10, C.R.S.;

Page 4, Line 2(20) (a)  The following statutory authorizations for the designated

Page 4, Line 3advisory committees will repeal on September 1, 2029:

Page 4, Line 4(X)  The title insurance advisory group described in part

Page 4, Line 52 of article 11 of title 10.".

Page 4, Line 6Renumber succeeding sections accordingly.

Page 4, Line 7Page 1, strike lines 102 through 104 and substitute "and, in connection

Page 4, Line 8therewith, requiring the commissioner of insurance to meet

Page 4, Line 9with a title insurance advisory group and repealing the title

Page 4, Line 10insurance advisory group in 2029 subject to a sunset review.".