body {
	margin:0;
	padding:0;
}

.ylw {
	background:#FDE992;
}
.gry {
	background:#f1f1f1;
}
.blk {
	background:#333;
}
.gry-bg {
	background: #f1f1f1;
    padding: 20px;
    text-align: center;
    margin: 0;
}

.pad100 {
    padding: 100px 0 200px;
}

.box {
	position: relative;
    top: -100px;
    background: #fff;
    border-radius: 20px;
    padding: 50px;
}

.video-wrapper {
  position: relative;
  width: 100%;
  padding-bottom: 56.25%;
  height: 0;
  overflow: hidden;
}
.video-wrapper iframe {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
}

h1, h2, h3 {
	font-weight: 700;
	line-height: 1.3;
	color: #0d3d6b;
	margin-top: 1.5em;
	margin-bottom: 0.8em;
}

h2 {
	font-size: 2rem;
	border-bottom: 1px solid #e9ecef;
	padding-bottom: 0.3em;
}

h3 {
	font-size: 1.5rem;
	color: #1a759f;
}

p {
	margin-bottom: 1.25em;
}

strong {
	color: #0d3d6b;
}

a {
	color: #1a759f;
	text-decoration: none;
	transition: color 0.3s ease;
}

a:hover {
	color: #0d3d6b;
	text-decoration: underline;
}

.lead {
	font-size: 1.2rem;
	font-weight: 500;
	text-align: center;
	color: #495057;
	background-color: #eef5fa;
	padding: 1.5rem;
	border-radius: 8px;
	margin: 1rem 0 2rem 0;
}

.cta {
	background-color: #0d3d6b;
	color: #ffffff;
	padding: 2.5rem;
	text-align: center;
	border-radius: 8px;
	margin: 3rem 0;
}

.cta h2 {
	color: #ffffff;
	border-bottom: none;
	margin-top: 0;
}

.cta p {
	font-size: 1.1rem;
	margin-bottom: 1.5rem;
}

.cta-button {
	display: inline-block;
	background-color: #ffc107;
	color: #0d3d6b;
	font-size: 1.2rem;
	font-weight: bold;
	padding: 1rem 2.5rem;
	border-radius: 50px;
	text-decoration: none;
	transition: background-color 0.3s ease, transform 0.2s ease;
}

.cta-button:hover {
	background-color: #ffca2c;
	color: #0d3d6b;
	transform: translateY(-3px);
	box-shadow: 0 4px 8px rgba(0,0,0,0.15);
}

.process-steps {
	list-style: none;
	padding-left: 0;
}
.process-steps li {
	position: relative;
	padding-left: 2.5rem;
	margin-bottom: 1.5rem;
}
.process-steps li::before {
	content: "✓";
	position: absolute;
	left: 0;
	top: 0;
	width: 30px;
	height: 30px;
	background-color: #1a759f;
	color: #ffffff;
	border-radius: 50%;
	text-align: center;
	line-height: 30px;
	font-weight: bold;
}

.faq details {
	background: #f8f9fa;
	border: 1px solid #dee2e6;
	border-radius: 4px;
	padding: 1rem;
	margin-bottom: 1rem;
}
.faq summary {
	font-weight: bold;
	cursor: pointer;
	color: #0d3d6b;
}
.faq summary:hover {
	color: #1a759f;
}
.faq details[open] {
	border-color: #1a759f;
}

@media (max-width: 768px) {
	h1 {
		font-size: 2.2em;
	}
	h2 {
		font-size: 1.8em;
	}
}